A car accident has the potential to impact your life in many ways, ranging from a variety of serious injuries to financial losses. Adding to these challenges, you may come to find that your insurance company doesn’t have your best interests in mind.
Here are several car insurance claim mistakes you need to avoid:
- Accepting the first offer: Your car insurance company would love for you to accept a low-ball offer, as this gets them off the hook for less than what you can actually collect.
- Providing a written or recorded statement: Before doing this, make sure you understand your policy and legal rights. You may also want to consult with a legal professional before making a statement on record.
- Signing something you don’t understand: For example, your agent may ask you to sign a waiver or release. Unfortunately, doing so could prohibit you from collecting the compensation you deserve.
- Letting your insurance company push you around: You pay for your policy every month, so your insurer must live up to their end of the contract should you need to file a claim.
It can be a challenge to avoid these mistakes after a car accident, as you have a lot to deal with. Although your health is more important than anything else, you don’t want to wait to file an insurance claim.
As long as you proceed with your legal rights in mind, you should be able to file a claim and receive the compensation you deserve. Don’t bring an end to the process until you’re completely comfortable doing so.
