If you have been involved in a motor vehicle accident while traveling in Florida, you will likely need to contact your auto insurance company. There is also a chance that you will be contacted by the other driver’s auto coverage provider. Here’s a closer look at what you should know about dealing with such an entity in the aftermath of a wreck.
You are generally required to contact your own insurance company
As a general rule, you must contact your insurance company after an accident that results in bodily injury or property damage. However, you are not required to make an additional statement to the other driver’s insurance company. If that entity wants a statement, you can simply forward the one made to your own provider.
Stick to the facts when making a statement
When talking to an insurance company, it is generally in your best interest to avoid making assumptions. It’s also a good idea to avoid including any details that aren’t relevant to the matter. This is because talking more than necessary could cause you to inadvertently admit that you did something to cause a motor vehicle accident to occur.
Avoid making statements on camera if possible
There is a chance that your insurance provider will ask you to make a statement on camera. However, it’s generally a better idea to do so in writing or by phone if possible. If you have a smartphone, you may be able to attach a statement with the claim submitted through your provider’s mobile app. As a general rule, an insurance company may want to get you to issue a statement on camera to make you less comfortable and increase the chances that you say something incriminating.
If you are hurt in an accident, you may receive compensation for medical bills and lost wages. You may also be entitled to compensation to repair property that was damaged in the crash. The statement that you make your insurance company may be used as evidence that another party was responsible for the accident.