A vacation to Florida could be an enjoyable experience, but problems might arise. Sometimes, the troubles faced on a trip may include a road accident. A car accident during vacation could involve more than an inconveniencing fender-bender. The event might leave victims with a totaled car and severe injuries. Taking legal action may prove unavoidable in such scenarios.
Car accidents and their aftermath
Florida has many tourists traveling on its roads, and those tourists could be unfamiliar with the highways or other routes. Out-of-state drivers may find themselves distracted while traveling and divert their attention to a GPS. Distracted driving in any form increases the chances of a collision.
Of course, local drivers could cause a car crash, too. Drunk driving and moving violations may lead to a disaster. Florida does have auto insurance requirements, so anyone injured by a driver file a liability claim to cover their losses. Unfortunately, not every driver carries a sufficient amount of coverage, if any at all. Just because laws exist doesn’t mean people follow them.
Residents and visitors may benefit from increasing the limits on their uninsured/underinsured motorist coverage. Doing so could help when a negligent party has little or no insurance or assets. Also, these coverages may help even when the policyholder gets into a car accident while riding a bike.
Seeking compensation after a collision
Although an at-fault driver may have insurance, the insurance company could attempt to protect its interests. That is, the provider might attempt to provide a somewhat low settlement offer after any motor vehicle accidents happen. Hiring a professional to handle the insurance settlement negotiations might be advisable.
However, filing a lawsuit may become unavoidable. The damages could be so significant that suing beyond the policy seems necessary. Third-party negligence might necessitate further litigation. Ultimately, each situation is different.